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ShopeePay Merchant Account is an account that can be used to receive ShopeePay payments, manage daily transactions and analyse daily/weekly transactions. 

Meanwhile, the Shopee Partner account is an update of the ShopeePay Merchant account. The Shopee Partner account has the same functions and features as the ShopeePay Merchant Account (accepts ShopeePay payments, manages daily transactions and analyzes daily / weekly transactions) and comes with several benefits, such as being safes, easier and faster. 

A Shopee account is the owner's personal account that can be used for transactions on the Shopee application.